It’s been a while since I’ve posted but that’s because we’ve been hard at work on the app. While working on it I’ve started getting more into a side of the points game I’ve mostly stayed away from, manufactured spending (or as most of you know it MS or MSing). I decided to write about my adventures on the topic.
I’ve been playing the points game for a few years now. During that time I’ve amassed a lot of points and have been able to travel for very cheaply. For the most part this has been achieved through signup bonuses and optimizing my daily spending. I got into points after returning to college to finish my degree. Money (and time) became tight and I had to be very frugal. That meant I couldn’t sign up for cards that didn’t have their annual fees waived, float a ton of cash, or do any major manufactured spending that cost me anything. That has mostly changed. I have a steady job and more disposable income. I find myself less willing to let availability of signup bonuses dictate when and where I can go. I’m more willing to spend a little money and some time if it means I have the flexibility to take the trips I really want. That’s why I started MSing.
Welcome! This is the first post for the Track & Hack App’s blog. Ashley and I thought it would be a good idea to share some details about how we got into travel hacking and the experiences that have motivated us to start developing this app. We’ll be using this blog to share our adventure in making the best traveling hacking app along with posting interesting reads and travel hacking tips.
Formally the refinerinserepeat.com blog for my finance independence / early retirement goal of 5 – 10 years. This is my next step; creating passive income streams so I can live anywhere in the world and get the hell out of my corporate 9-5. Even if we don’t figure out a way to help other travel hackers, it’s been a great ride so far and I’m grateful for the new friends I’ve made along the way.
My Hacking Style: I focus on traveling as cheaply as possible (shocking – the CPA is frugal).
My Travel Style: I like to alternate luxury with locals meaning I’ll rent a room with a local or stay in a hostel for one week but the next stay in a 5 star hotel with free breakfast buffet, mini bar, happy hour and lots of bubble baths. I’ll mix up 5 course dinners with wine and champagne pairings in the same week as shopping at the local farmers market and eating 1.5 euro pizza.
Cards in My Wallet:
Citi Business Ink Plus (5x category spend)
SPG Personal (30k promo)
CapitalOne Venture (non-category spend)
Chase Sapphire (2x category spend)
Andrew Co-founder, Developer,Lazy SOB
My day job is a software developer but my passion is travel (I’m actually passionate about programming too). I got into travel hacking a few years back after overhearing a conversation about a credit card signup bonus. It’s been a non-stop adventure ever since. I’ve been able to cheaply travel all over the world thanks to miles and points. Now I’v finally got the chance to combine my two passions together. I hope we can make Track & Hack the must have tool for every travel hacker.
My hacking style: I focus on premium international travel. Being 6’1″ person who can not sleep on plans I value comfort a business class seat gives you.
Cards in my wallet:
Chase Ink Cash (took advantage of the increased signup bonus)
Chase Freedom (while dining is 5x, then it’s back to my Sapphire Preferred)
Barclay Arrival (for non-bonus category spending)
Citi Prestige (3x on travel)
Top 10 Reasons You Should Read This Blog
Learn what travel hacking is
Watch two people who have no idea what they’re doing try to figure something out – painfully and slowly too!